Equipment Financing · Up to $5M · Funded in 2–5 Days
Get the Equipment Your Business Needs.
Don't Wait to Grow.
Finance any business equipment — trucks, machinery, medical devices, technology, and more. We shop 50+ lenders to find your best rate, then one advisor calls you with the results.
"I needed two new box trucks fast — my bank kept stalling for weeks. Northwood got me approved in 48 hours and funded before the weekend. Unreal."
Marcus T.
Logistics Company · Los Angeles, CA · $180,000 funded
★★★★★
"We needed a new commercial oven and espresso equipment to open our second location. Christopher found us a rate we couldn't have gotten on our own."
Sandra R.
Café Owner · Orange County, CA · $65,000 funded
★★★★★
"My credit isn't perfect and I was rejected twice by banks. Northwood found a lender that actually worked with my situation and got me a new excavator."
David M.
General Contractor · Riverside, CA · $220,000 funded
Most lenders in our network look for a minimum of 600+, though we do have options starting in the 550s depending on the equipment type, down payment, and business revenue. The stronger your monthly revenue, the more flexible lenders tend to be on credit.
Yes. Many banks won't finance used equipment, but our lender network regularly approves used equipment loans — including private-party purchases. Rates may be slightly higher than new equipment, but the options are there.
We can source equipment financing from $5,000 up to $5,000,000. The max you qualify for depends on your revenue, credit profile, time in business, and the type of equipment. Many clients are surprised by how much they qualify for.
Most equipment deals in our network fund in 2–5 business days once approved. Approval itself typically takes 24–48 hours. If you have a tight deadline — like an auction purchase — let us know upfront and we'll prioritize accordingly.
With an equipment loan, you own the equipment outright at the end of the term. With a lease, you make payments for a set period and may have the option to buy at the end — often at a predetermined price. We can help you evaluate which structure makes the most sense for your tax situation and cash flow.
No — our service is 100% free to you. We're compensated by the lender when a deal closes, similar to how mortgage brokers are paid. You get expert guidance, comparison shopping across 50+ lenders, and a dedicated advisor at zero cost.
For most equipment loans under $150K, you'll typically need 3–6 months of business bank statements, a valid ID, and a quote or invoice for the equipment. Larger amounts may require 2 years of tax returns and financial statements. Your advisor will walk you through exactly what's needed.
"I spent a decade inside banks and I saw first-hand how the system works — and how it doesn't work for business owners."
After 10+ years in commercial banking, I started Northwood Capital Group with one mission: give business owners the same access to capital that large corporations take for granted. When you apply through us, you're not a file number. You get me — or a senior Northwood advisor — working your deal personally from start to finish.
Equipment financing is one of our most common deals. I know which lenders move fast, which ones are flexible on credit, and which ones actually understand your industry. That knowledge is yours for free.
Christopher Chavez
Founder, Northwood Capital Group
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Ready to Finance Your Equipment?
No hard credit pull. No obligation. One form, one advisor, your best options — period.
